Let us help you find a loan that
suits your financial journey
Connecting you with us
1
What are you looking for?
Book a new client conversation to meet Broker Caitlin and discuss your financial goals plus collect the required documents.
2
Personalised suggestions.
Once Caitlin has collected the required information and documents she will provide you with personalised lending options that fit your goals and financial situation.
3
Apply for the loan.
A follow-up consultation with Caitlin will happen to discuss your personalised options and with your consent, she will apply for the loan on your behalf . Caitlin will be in touch with you throughout the application process with updates.
"Applying for a loan can evoke a mix of apprehension and anticipation. However, our assistance aims to alleviate much of the stress and uncertainty associated with this process. By offering tailored recommendations, we can guide you towards the lender that aligns best with your specific requirements.."
— Broker Caitlin
FAQs
What happens after settlement?
As your broker, Caitlin ensures you are supported throughout your financial journey. Following the settlement, a post-settlement meeting with Caitlin will be scheduled to review your experience thus far. Subsequently, Caitlin will maintain periodic communication throughout the year to assess the performance of your loan and ensure it aligns with your financial objectives. This loan health check is essential to guarantee that your loan continues to serve your needs effectively. Should you consider obtaining another loan in the future, please do not hesitate to contact Caitlin to facilitate the next step in your financial trajectory. At Soulful Abode Mortgages, clients are not merely transactions; we are committed to providing long-term assistance for your financial well-being.
Does it cost to use this service?
As a broker, we receive commissions from lenders once a client we have referred settles a loan. While this commission is typically paid shortly after loan settlement, we, as brokers, do not actually receive the benefit of the payment until up to 24 months later. Our primary goal is to ensure that the loan provided aligns with your needs over the next 24 months. Should this not be the case, please contact Caitlin, and we will reassess your options to secure a more suitable solution for your revised circumstances.
Regarding asset and personal loans, most lenders do not offer commissions for client referrals but instead impose a broker fee that is remitted to us for connecting them with clients. The specific amounts of these fees can vary based on the lender and the loan amount.
How long can the process take to get a loan?
Typically, the process of securing a home loan spans approximately three months from the initial consultation to the loan's final settlement. However, this timeline is subject to variation based on several factors, including but not limited to your financial circumstances, the search for a property that aligns with your requirements, the chosen loan type, and the selected lenders.
In contrast, asset and personal loan disbursements can be expedited, with funds becoming available as swiftly as the same day of application or within 48 hours, contingent upon the thoroughness of your application and your credit history.
What if I am not happy with the loan provided?
Our primary goal is to offer a lending solution tailored to your financial circumstances and objectives. Should you ever feel dissatisfied, we encourage you to reach out to Caitlin to address your concerns. If your concerns persist even after consulting with Caitlin, please do not hesitate to contact our dispute resolution team.